Have you even thought about what the family could do if cash suddenly didn't exist in your household? What are your methods besides credit for surviving without cash? Could you still be enabled to make it? You could if you had some ideas prepared beforehand. These are avenues that could assist you in conserving and saving the cash you have at this time. And no, this isn't an article on how to improve credit score so you can borrow.
Utilize gardening. While cheap is great, when personal finance is concerned, free is even greater. And getting a crop full of free fruits is a tremendous savings. Once you give your initial investment, the rest is pure heaven!
Growing a garden is not just simple, it's fun. Consuming food that you've worked to grow has a special joy. Children should get into it by helping to plant a seed or pull a weed or two, and they'll feel like the garden is theirs also. Planting a garden not only will help you get by should your family income leave, it will even build skills and memories that will last a lifetime.
Utilize freezing and canning. In addition to enjoying fresh fruits from your garden, freezing or canning the extra will serve you greatly when there isn't much money to get food. You can ensure your family gets good nutrition without it running you anything additional outside of time, and canning jars.
You could also can stews, soups, and even meats. Just make sure to follow safe canning techniques for the kind of food you're canning, mark your jars specifically, and store them in a dry, cool area. Your local library will have lots of books on canning, but you can also find info on reputable websites if you prefer. Once more, check swapping sites online for inexpensive or free canning equipment.
Use small scale homesteading. If possible, you may also want to consider getting a few hens and a rooster so you can gather some eggs. If you do lots of baking, or if your household enjoys eggs, this could really save you cheese in the long haul. If your income situation should become tight, this could do a lot more than add egs to the table. It even might become a money making business.
Seasoned egg gatherers recommend gathering eggs at least three times per day and getting them inside a cool area for storage ASAP so they keep fresh. Eggs will easily last for around a week.
If you don't have chickens, or space for chickens, or a desire to have chickens, you can still purchase eggs locally and either barter for the eggs or pay a lot less than in the store. But the effects of raising your own chickens in order to have your own eggs are bigger when your money is vanishing.
Utilize bartering. Another way to get by when money is non-existent is by bartering, the trade or exchange of goods and services you can give, for the ones you need.
For example, if you can style hair, you can trade those hair cutting skills for car repair, lawn services, household items, or even food. Or, pretend you have furniture you no longer need, you could trade it for item(s) you do need.
Hopefully, the family wont ever face such bad financial circumstances where there is little cash available, or no income at all. But, if it happens, there are things that can be done besides running up a credit card or going deep into debt. Figure out how to survive without cash now, and you'll be better prepared should the need arise later on.
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